Breakdown


(Russell Macdonald) #82

Oh that’s a good feature.
In my first month of switching to the current account I didn’t have my salary going into the account directly and was transferring money from my First Direct Account.
I missed a DD which got returned and once that has happened there’s nothing you can do about it - even if you pay money into your account straight away.

So - along the idea of “pots” - it would be great if the app could help you budget your available balance based on DDs and regular payments it knows about from your spending history.

I could do this manually by setting up a “bills” pot and transferring money in at the start of the month - but then I’d still have to remember to transfer the money back out of the pot the day before each DD was due.

An alternative idea would be to nominate a pot that your DDs come out from. Or better still, being able to nominate a pot for each DD.

I guess this might also link in with future budgeting features too?


(Bruce Davies) #83

Now there is an idea that delivers a real benefit to customers - potentially saving them ‘000s in Not foreseeing an unwanted renewal.


(Tom ) #84

Hey @Mh91 - moved your post here as it sounds very similar to a planned feature called ‘Breakdown’ - see the sneak peak at the very beginning of this thread which shows predicted payments.


(fabianviktor_flatz) #85

Is there any news on the release date of these features? They were first sneak-peaked in May last year, which is quite a while ago. Personally, I feel that’s quite a low release speed and it does feel a bit frustrating.

Also, am I the only one who thinks that the budgeting got worse since migrating to the current account? When using the prepaid card I would simply upload my spending money to my monzo card and I would see how much money I have left. Now, I have to deduct and set aside the money I want to save + the money for bills (direct debits). Would be better if there was an option to set aside this money with a click, maybe put in a pot.


(Hugo) #86

6-12 months


(Richard Cook) #87

Some updates on how this is going to look/work here.


((☞゚ヮ゚)☞ ☜(゚ヮ゚☜)) #89

I want one for Peanut Butter then.


(Graham - Mental health professional) #90

Crunchy and smooth or one for each?

These things matter :grinning:


((☞゚ヮ゚)☞ ☜(゚ヮ゚☜)) #91

Skippy Smooth.

Don’t ever try and convince me otherwise


(Graham - Mental health professional) #92

Seems like you’ve thought it through :grinning:


#93

Oh no! It has to be crunchy every time :wink:


(Graham - Mental health professional) #94

I lean towards crunchy, but not too coarse. It still needs to be spreadable.

But I like smooth too. On warm toast.

Occasionally with jam, of course.


(If there's the wrong end of a stick, you'll find me holding it.) #95

I want one for cashew nut butter :see_no_evil:


#96

or sub categories for walnut butter, cashew butter, macadamia nut butter…


((☞゚ヮ゚)☞ ☜(゚ヮ゚☜)) #97

You’re all disgusting perverts and I bid you good day.


#98

we didn’t say we smear it all over our bodies! Personally I just eat it.


((☞゚ヮ゚)☞ ☜(゚ヮ゚☜)) #99


(Graham - Mental health professional) #100

Don’t recall anyone mentioning smearing, Richard…oh yes, of course…you did.:grinning:


(Graham - Mental health professional) #101

Sorry @Christophorus, don’t know what I was thinking :flushed:.


(If there's the wrong end of a stick, you'll find me holding it.) #102

High praise indeed!

I bid you good night :sleeping::sleeping: