Oh that’s a good feature.
In my first month of switching to the current account I didn’t have my salary going into the account directly and was transferring money from my First Direct Account.
I missed a DD which got returned and once that has happened there’s nothing you can do about it - even if you pay money into your account straight away.
So - along the idea of “pots” - it would be great if the app could help you budget your available balance based on DDs and regular payments it knows about from your spending history.
I could do this manually by setting up a “bills” pot and transferring money in at the start of the month - but then I’d still have to remember to transfer the money back out of the pot the day before each DD was due.
An alternative idea would be to nominate a pot that your DDs come out from. Or better still, being able to nominate a pot for each DD.
I guess this might also link in with future budgeting features too?