Best bank app for spending & budgeting

Financial Chat
1

(forgive me if there’s already an adjacent topic)

I’ve been seeing lots of ‘cash stuffing’ videos on TikTok & YouTube and want to sort of replicate this without physical cash. I’ve got Starling/Monzo/Revolut/Algbra, which would all be competent at this but there are specific features which are only on some apps and not others, such as:

  • Virtual card attached to pot (not paid) - Starling only
  • Target/remaining spend - Monzo & Revolut (and NatWest weirdly)
  • Best selection of categories - Starling, Revolut (can make your own, free)
  • Earn a decent interest rate on pots - Monzo, Revolut

Do any of you use this budgeting technique? Which app(s) do you use? (screenshots would be very welcome :smile:)

5

Yes, that’s it, basically.

3 Likes
6

Ah that’s what it’s called. That makes much more sense.

4 Likes
8

I feel personally attacked.

2 Likes
9

Still waiting for the day you can assign a virtual card to a Pocket for this :crossed_fingers:t3:

I know you can just create a virtual and then payment comes from Pocket anyway, but would make it better to spend directly from them.

1 Like