I’ve been seeing lots of ‘cash stuffing’ videos on TikTok & YouTube and want to sort of replicate this without physical cash. I’ve got Starling/Monzo/Revolut/Algbra, which would all be competent at this but there are specific features which are only on some apps and not others, such as:
Virtual card attached to pot (not paid) - Starling only
Envelope budgeting. I don’t know why social media is insistent on renaming very logically named things with something people really need to be in the know to understand, but there we are.
Out of those banks, Monzo is the best option for this sort of budgeting approach.
I still don’t know what it is. Is it micromanaging your money to say you have £10 this month for Greggs and if you run out you can not have a Greggs sausage roll until payday?