Congrats Setting up a direct debit or standing order to make sure no payments get missed will be the most important thing.
They’re only really educated guesses the same as credit scores, based on averages more than anything. I’ve had it go the other way, been declined for products I was told I was pre-approved for.
I was fiddling in the app as yesterday was the first ever time I have bothered to open Barclays… I pressed through some screens and just found it let me upgrade without a verification so came here to see if anyone else had done it.
So they will likely just let it sit at premier till they review it and kick it back to normal?
Pretty much. They did email me recently to say that they noticed I didn’t meet the requirements and that they would be making it a regular account but that I would get the Avios until June 2025 if I still paid £12 a month.
So I’ll have got 2 upgrade vouchers (well, 4 one way), plus 70,000 Avios for £360. Fine with that.
Another potentially stupid question incoming - Will I get told if I inputted the wrong details when setting up the direct debit? Slightly paranoid (for no reason whatsoever) that I have inputted the wrong details, but obviously don’t want to be charged any interest for not paying off fully.
Apart from that, first impressions are what I expected based on what others said. The app is rubbish and some features just don’t work, and it has crashed a few times. Online banking seems to work significantly better. However, I’m not too bothered about it. As long as I can view my transactions and how much has been spent, that’s all I really need.
I’m pretty sure it validated the details when I set mine up, but there will be plenty of time for it to show up on your current account before they try and use it.
Your statements will state whether an amount is being collected by direct debit or not, they probably will do so from the start if you’re setting it up from the outset. Sometimes based on timings the first statement won’t use it, but yours should.
Thank you! I’ve tried searching around for answers but nothing was particularly detailed. Always good to make sure I’m doing stuff right, especially with my first credit card!
Easily doable IF the downgrade card option is shown in the app, which it isn’t always. Barclays CS cannot override this or downgrade manually. My Avios Plus lasted a little over a month before the option appeared and I switched. The black card looks much nicer than the blue freebie version and I kinda miss it, but I don’t spend enough to justify the fee vs extra points.
Sorry for the random question, I know this technically not a Barclays question (yet until Tesco is bought over, but I know if I post it anywhere else, the Monzo Forum police will be quick to say something). Does anyone else have an issue with the Tesco Bank app turning on notifications. I’ve been with Tesco since the start of the year and the issue still persists…