Banking noob nervous about switching to Monzo

tbh I wouldn’t worry about it, only a small portion of Monzo users use those services & there’s a reason you haven’t heard of them before! Basically they’re for sending / receiving money from abroad. You can just keep your HSBC account as a backup on the off-chance that you need that sort of thing, although there’s a TransferWise integration on the way too.

Overdrafts are being rolled out now :smiley:

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