First post!
Having recently upgraded to the current account and trying to use my card for as much as possible I’ve come up with a few ideas for features that would make my life easier but also set Monzo apart from its competitors.
Receipt pulling from Email provider
Pretty much all online transactions are followed up with a receipt/confirmation/invoice sent to your email so you can keep this for your records. Google uses these currently to pull parcel tracking information into Google Now/Assistant.
It would be amazing if Monzo could scan your emails to find emails that contain information matching the vendor, transaction amount & date and then pull this into the transaction on the app.
For me, this would mean expenses day is a hell of a lot easier (I currently have to search through all my receipts and try to find all my email confirmations to send these to accounts), as i could just search the expenses category on the app and see all the receipts I’ve added myself as well as any related email confirmations for online transactions.
Future features
Your email account is a treasure trove of information so this could open the door to a lot of future features based on this info.
For example:
- Prediction of future outgoings based on appointment confirmations (Hairdresser, dentist, etc)
- Parcel tracking in app
- Prediction of overseas travel based on travel bookings, hotels. Provide customer with travel fee info ahead of time, fraud prevention.
- Overdue payment notifications
- Scheduled expenses download (Automatic email listing all monthly expenses with receipts/invoices attached)
Keen to hear the community’s thoughts on the above, and if anyone has any further ideas for how this info could be used!
(Apologies if this has been suggested before, i couldn’t find any suggestions similiar when i searched)