I would find an auto-top up facility using direct debit, similar to Oyster Card and others
The way it would work is that the Monzo Account holder would set a minimum balance on their Monzo Account and a fixed top-up amount. When the Monzo balance falls below the set minimum balance the Direct Debit would then draw the fixed top-up amount from the Monzo Account Holder’s other Bank Account. The same procedure could be achieved using a Debit Card.
Doh, I missed that. The problem with direct debit is that it will be effectively upto 5 working days before Monzo can be sure the transfer has actually gone through okay
As Monzo are currently looking at charging for debit card top ups and really pushing towards using faster payments to ‘top-up’ I wouldnt expect this to be something they’d be looking to do.