Loads more I could add to this, but I’ve used up all my typing energy explaining it in a topic I started!
Basically, Monzo could make some really good affiliate money out of this, but by legitimising it, NOT by using fake cards. That’s the wrong approach in my opinion. Plus I’m not sure how well they would stand up to an active card check.
Making a system where you decide if you want to continue with a service after a free trial is much better than using a disposable card number, in my head anyway!