Apple P2P Payments

The new feature enables users to send money and get paid right in Messages, or tell Siri to pay someone, using the credit and debit cards they already have in Wallet.

When users get paid, they receive the money in a new Apple Pay Cash account. They can use the digital cash instantly to send to someone, make purchases using Apple Pay in stores, apps and on the web, or transfer it from Apple Pay Cash to their bank account.

Obviously a bit different to things like Monzo Me (not cross platform for one) but will be interesting to see where this goes. Might it mean further lockdown of fintech on Apple devices? NFC is already off limits for non-Apple Pay apps…

Initially only for USA when iOS is released, I think?

Looks like photo ID will be required before you can use the service, too.

Actually not as of next Tuesday (19th September)

iOS 11 adds Core NFC:

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