So at the end of the day, all this card is really doing is making people use Apple Pay? Nothing particularly special then. Disappointing it’s not Contactless.
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Which makes it odd. And makes me wonder what the end goal of this is?
Apple aren’t well known for doing things that don’t benefit them in the long run so where is this heading? 
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It’s easy incremental revenue. They get a cut of transaction fees and it keeps iPhone usage very sticky.
Services! Services! Services!
Incremental revenue is one side of the coin obviously (pun intended) but there must be more to it.
Or just a coincidence they launched it alongside News/TV/Gaming service updates? Nah.
Do you think we could see other big tech firms going down the same road?
I don’t think there would be many takers for a Facebook offering
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Presumably there’s good potential to start linking transaction data, with maps, with reviews, etc to improve their services generally.
Anyway, I WANT IT!
I have a Bank of America bank account and my debit card is contactless 
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I think we’ll see other mobile wallet providers realise that they can do this. 
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The card does not need to be contactless coz Apple Pay
If phone is dead or no contactless then chip & pin via card
I’d defo sign up coz why not
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Why? The entire point is that you use Apple Pay - which is the contactless element.
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Because it’s a step back. Contactless is basically expected now. As I said earlier, this is nothing new, it’s merely a method of getting more people to pay with Apple Pay.
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Contactless is saved for Apple Card 2
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But if somewhere accepts contactless, then it accepts Apple Pay. Surely the physical card is (like they said on stage) only there as a fall back for when somewhere doesn’t accept contactless. You’re literally going to be signing up to the card via the Apple Wallet app.
Contrast this with regular banks/credit card providers providing contactless cards as their customers won’t necessarily have Apple or google pay.
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True - but then why not add the current technology (they are a technology company after all) to their card? Just seems really backwards to me.
It’s not exactly a revolution, but there aren’t many credit cards that operate in the way Apple is saying their card will (https://www.apple.com/apple-card/how-it-works/). It looks to be a Monzo-fication of credit cards, which is no bad thing.
Like Apple Pay, of course, this is all to get people to use, and keeping using, iPhones.
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I would hazard a guess at it being down to security? No fraud from contactless transactions on stolen cards.
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The card is currently all-metal; if it had NFC, it’d have to be (at least somewhat) made of plastic. Much of that choice is probably for design reasons, but given that the card has no numbers, durability also matters.
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Agreed. I love the app and the clarity on payments/interest. Looks great and a lot of banks should take a hint.
However, it’s just a tie-in to the ecosystem as you’ll need an iPhone.
Revolut’s all-metal card has Contactless. The design is great, but Apple spend more time on design now rather than functionality. That balance subsided when Steve Jobs passed away.
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