YES! This has been bugging me too.
I’m used to seeing card in the landscape position, with the chip on the left, and slightly elevated.
Apple seem to have rotated their card through 180 degrees.
Not that this makes any real difference, but I found it strange at first.
August then… in the USA (obv), with no date for the rest of the world.
I don’t see it hitting the UK for at least another year.
And undoubtedly it will prove reasonably successful here as there is some level of Apple love in the UK, but it’s entering a more established market and the offering will not be able to match the States without subsidy
I suppose I’m probably really in the minority since most of the Monzo community is from the UK, but is anyone else actually really excited to get one of these? I’m genuinely really excited, because the two open credit cards I have are a huge pain to deal with in terms of general usability. Payment websites are terrible to use and the companion apps really aren’t that great. I loathe using my credit card company’s apps, but Apple Card would solve the “other half” of my money problems quite nicely. I’d actually want to check the status more (and thus, spend less).
Also, the interest calculation system is really killer. I think I’d genuinely really like to make use of this in situations where I’m using credit.
The last credit card I was excited about getting was Access. 
I think I might be over getting excited about credit cards now.
I hope you enjoy it!
I’d be excited if it was being offered here, but like Apple Pay Cash, suspect it will be a long time before it comes, if at all. I’d probably apply if it did launch here but given there’s no hints it migt, i’m just watching with itnerest. As I do with all Apple releases 
♂
I would consider switching my phone to Apple just so i can get this when it comes to the UK…
I’m not particularly excited. There are a few reasons for this:
- If it gets released in the UK I don’t think we will get anywhere near the same level of cashback rewards as you will get in the US.
- Even though I am currently an iPhone user I tend to avoid Apple services as they tend not to be cross platform. I prefer cross platform services in case I wish to switch platform in the future.
- I do like the look of the spending visibility/tracking features which are reminiscent of what we have in the UK with some debit cards (e.g. Monzo & Starling). Whilst we don’t really have this with existing credit cards (perhaps Tandem is an exception??) I expect by the time Apple Card comes to the UK we will have a few compelling cross-platform options that already provide these features. I hope Monzo introduces a credit card (which would inevitably have these features), but if not I expect Jaja credit card will be a good option and perhaps Starling will have released a credit card too.
This is partly speculation on my part because I don’t know the US market that well, but was the need for Apple Pay Cash greater in the US than here? We already have Faster Payments, PayM, etc. Apple Pay Cash shouldn’t really need to exist here. If I want to send you money, I’ll send it from my bank account to yours - it’s easy. We don’t need a third party to create two pseudo bank accounts for us, I transfer my money to mine, Apple manage the transfer, then you transfer your money into your real account. Whilst I was interested in Apple Pay Cash (because Apple!), i’m not sure it was going to be that useful.
Apple Card, on the other hand, represents Apple (and Goldman Sachs) moving into a huge, new market. And, as others have said, Apple Card provides some features that are new to the UK credit card market.
So, i think there’s a reasonable chance that we will see Apple Card coming here, and that we shouldn’t read too much into the silence around Apple Pay Cash.
Last I heard the Apple Pay Cash UK was pretty much ready to go live (with Santander on the backend), but they decided to wait and see due to geo-political reasons (read Brexit).
Where did you hear this?
I definitely agree with you here. In the US, the only “direct” way to send someone money, bank to bank, is through ACH, which is slow and cumbersome. The two biggest p2p money services are Venmo (PayPal) and Square Cash (Cash App), neither of which are official and just kind of run on top of the existing debit card network. There’s Zelle, which is kind of a direct bank to bank transfer system, but your bank has to opt-in, and it’s owned by an interesting group of banks, and it’s not universal. Apple Pay Cash is nice in that it’s a p2p system that works across all banks, and isn’t run by a weird third party nobody has heard of (ergo, Venmo, Cash App).
This is a quite shocking point to me. 1-3% cashback is quite normal here, and you’d have a hard time getting a card that doesn’t have cash back. My first card when I was a student (and had no credit) offered 1% back on purchases and a rolling 5% schedule. I don’t know the state of things in the UK, but it seems absolutely bonkers to me that you wouldn’t already have a huge pile of cards with rewards that are on the same level as Apple Card.
Yikes, that’s terrible for banks then. We have a lot of fee free banks in the US that are funded entirely on interchange fees. That makes a lot of sense. Thanks!
We’re talking on the forum of a bank mostly funded by them currently as well!
They do still add up a fair bit even at 0.3% 
I just kind of assume this, but I’m shocked that 0.3% is just as workable. It’s impressive, to say the least!
Now that Apple’s started rolling out the card to beta testers, they’ve released a series of videos showing how it works, the user experience looks 
So the metal Apple Card is… free?
Where does it say that? Can’t see anything saying the card is free anywhere. I thought it was free to get an apple card (virtual) but you had to pay for a physical one.