Annual spending target for some categories

I’d like to budget things like Holidays, Gifts, and Charity on an annual basis, as my spending in those categories varies a lot month to month, but when I do spend on them, the amounts can be significant compared to my usual in- and outgoings.


Yes. This. Monzo currently (I think) does a bad job of different cadences of payments. You can either exclude them from being summarised, which isn’t so helpful, or your run-rates look pretty “lumpy”. I am looking forward to paying directly from pots, as presumably this will enforce more of a “wall” between these things.


Are you planning on emigrating?

cries in British

Monzo’s secret plan: reduce the number of people in the UK.

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