An update on Loans

Just like I used to call its service Noodle not Noddle :joy:. I shall amend!

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Thought i’d share the progress on loan customisation - hope you like my loan name :joy:

EDIT: this is my testing account, that I develop on each day, and is completely fake :slight_smile: (I wish it was real :joy:)

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Nice to be told our personal info was being sold to the US…

I wish it was possible to remove data from some of these companies

Cool name - even better they let you keep the money after the loan is paid off - how NICE of them! :stuck_out_tongue:

Unless you had 30K anyway - or that’s a mock up - either way made me laugh :slight_smile:

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:joy: I wish my personal account had the balance and eligibility my testing account does, sadly this is all fake data :sob:

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… Gets £15,000 loan.

… Celebrates with a Big Mac a week later.

And also, if paying back a £15k loan and taking one out again in the same day doesn’t scream fraud I don’t know what does. Hope someone looks into this!! (edit /s just in case)

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Looks like support might have messaged him about it already :eyes:

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This is completely fake! Sorry I didn’t make it clear - this is my testing account :slight_smile:

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Don’t worry, we know :man_facepalming: :laughing:

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It would be useful if you could change the repayment date more than once.

I’m trying to get mine changed and it’s proving very painful via in app support. I wish I knew the reason why you can’t as many other loan providers let you change it more than once without needing to go to support.

Which other lenders?

Zopa for a start.

I don’t mind contacting support, which I have, but it is the time it takes for a response and then it has to be referred to a specialist and none of these conversations have any timeframe.

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OK great. What are the many others?

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I have not had a loan for many years, but it is quite standard to be able to change your repayment date? Not sure why you are pressing in this.

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I’m not sure either but the real big bear is the support. The app is one of the best banking apps out there but the support sadly is still a horror story. It jars me every time I have to contact anyone.

If you haven’t got the support, make it so that more can be done in the app.

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I’m only asking because I don’t know. I haven’t ever considered changing any repayment date I’ve had as it’s always been set to 1st of the month and I didn’t know it is a ‘thing’, so I thought you’d kindly educate me.

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It would be great at the start of the loan to select a repayment date. I changed my date but I think it worked against me. I think it was set to 28th and I moved it to 20th so it was on payday. Didn’t really consider the fact I was on the 25th already so it meant I skipped a month :man_facepalming:t2:

You can, it was in the flow when i took mine out a few weeks ago

Then I can’t think why I wouldn’t have changed it :man_shrugging:t2:

i set mine to the first because my pay dates are all over the place after briefly considering a few days before that

unless it was a very obscure and boring dream :thinking: