Amazon moves into SME lending - Threat or Opportunity?

I spotted in the FT, Amazon were moving into SME lending.

link to FT:
https://www.ft.com/content/78755202-4bb6-11e7-919a-1e14ce4af89b?emailId=593e9514e8d7fc000417ae5a&ftcamp=crm/email//nbe/fintechFT/product

I wondered what thoughts the community were on this. A lot of Fintechs use AWS services. Does this move by Amazon represent an opportunity for partnership or is it tantamount to funding a competitive threat?

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