Thank you, I’ve just been having a look at the various options and I think Monzo Plus will be the one I go for. I’m thinking having the custom categories and the ability to divide single transactions will definitely help me monitor my spending, and may be enough for me to get rid of YNAB. So I will save overall as YNAB currently costs around £85 a year, compared to £60 for Plus.
Excited to open my first Monzo account tomorrow! 
Thank you!
Another good feature of plus is being able to add all your accounts & credit cards and include them in your spending targets. This helps avoid the ‘oh I’ll just buy it on another card and then not look at that account again’ form of budgeting.
I’ve been umm-ing and ahh-ing about joining Plus for months. Realising that I do the whole “I’ll spend it on my shame card” has pushed me over the edge. 
I know the process can be quite intense and involved!
I had to go private in the end to get assessed, as the NHS wouldn’t even place me on the 2 year waiting list, as I was “functioning”. But that’s a whole different story!
Best wishes with the results. 
Well I have just opened my Monzo Plus account and I am geekily very excited about it! 
I officially feel part of the Monzo Community now!
I found the whole application process to be by far the best I have ever experienced, and I have opened lots of current accounts/credit cards over the years!
Everything just seemed so intuitive and logical to me, and I didn’t feel overwhelmed at any point during the process. So I am very impressed so far!
I understand there is a £5 refer a friend offer, but as you have all been so helpful I just couldn’t choose one person to ask for their referral code, as I felt it would be unfair on everyone else! So I just applied directly in the app.
Really excited to be part of the Monzo family! 
I wish I had never had mine done, in all honesty. I’ve come to think it’s not something that needs a ‘diagnosis’, it’s not a medical condition and there was no advantage to having simply self-identified.
What if they had said I wasn’t autistic? Would it have changed anything? Actually no, I still would have been able to identify certain traits in myself and thought about how to live with those traits, a process I’d been through by the time I was ‘diagnosed’.
Obviously it’s a very personal decision but going back I’d make it differently.
My Monzo Plus card arrived today - geekily very excited.
I’ve been looking at Monzo Premium, as I currently pay £12.49 a month for AppleCare+ with Theft and Loss. I’m thinking Premium is £15 a month, but if I took off the £5 Plus fee then I’d be looking at £10 for the Mobile Insurance through Monzo.
Just wondering what people’s thoughts are on this? I previously had O2 Insurance at £15 a month which I cancelled in favour of AppleCare. It would only save me £2.49 a month moving to Monzo Premium from AppleCare, but I’m not sure if the offering would be worse.
I use Nationwide with a Flex Plus account, £13 a month for family mobile insurance and breakdown cover with the AA. You get travel insurance for the family too.
I am autistic (also diagnosed with a learning disability) and suggest Monzo or Starling for those with a disability.
Monzo has helped me keep track of how I’m spending and lock any unnecessary funds into a pot or ISA (Nationwide ISA account). The app keeps things simple, has unique sounds for incoming and outgoing payments.
I honestly would not switch from Monzo to a new bank as a full switch, although I am slowly migrating my bills to Nationwide for when I start paid work. Monzo will still continue to be my main spending account for everything else.
Thank you, I thought that may be the case. I was looking at reviews of Assurant and thinking that it may not be the best option!
Monzo Plus and Apple Care it is.
Thanks for sharing, I am so impressed with Monzo so far. It just seems to work for me and I find the app really easy and logical to use. I intend to use Monzo for all my spending but may look to make the move to full Monzo at some point.
Thanks for sharing, it’s really interesting to hear other people’s experiences with autism.
I have friends with autistic traits that feel very much the same as you.
For me, I was in quite a bad place and felt that I needed to understand why I felt different and found particular things difficult. So getting the diagnosis for me really explained everything and helped put my mind at rest.
I heavily mask in social situations and I think if I hadn’t done that for years and was comfortable in my own skin then perhaps I wouldn’t have felt the need to get the diagnosis. I just need to learn to be me and not to try and cover it up all the time. I’m currently listening to a book on Audible called “Unmasking Autism” and it is so interesting.
That’s an interesting story I must say, I’ve been diagnosed my whole life pretty much but I won’t disclose this further for reasons.
Monzo was my first bank account 2 years ago, and will continue to be my main account (even if I run into weird issues which happened not long ago), I am a loyal Monzo customer but Nationwide is my backup current account and will be a bills account once I can get paid employment sorted.
Devon Price? Unmasking Autism has changed my life, I hope it does the same for you. Luke Beardon has a couple of books worth reading too.
I should clarify that, at first I wanted the ‘diagnosis’ and like you I was in a very bad place when it was first suggested (seems the only time adults get identified), but I was put on a two year waiting list. By the time I actually got it (about 18 months later) I’d already self-identified and started making adjustments that were big improvements. Still working on it, and sounds like you are on a similar journey.
Yep that’s the one - Devon Price! I am finding the audiobook brilliant so far and am able to relate to so much mentioned in it. Really makes me think that making adjustments will really help me move forward and gradually “take the mask off”. It’s definitely going to be a long journey, but hopefully a really positive one.
I just had a google of Luke Beardon’s books and found that I actually have one of them on my Wish List at the moment! Looking forward to listening to them too.
Yes it definitely sounds like we are on a similar journey. 
My review as a Monzo user suspected to have autism, and have been helping out an ADHD friend with budgeting to pay off their debts using Starling as their main account:
Starling Bank’s interface is very unintuitive, lacking a consistent flow of logic. There are way too many tabs and hidden options when you set up anything, from setting up payees to standing orders and organising spendings in Spaces. I often find myself struggle to work out what swiping left/right or choosing a drop down would lead me to. Monzo doesn’t tend to switch suddenly from vertical to horizontal navigation.
Prime example is managing standing orders. We went into Payment tab, clicked on Scheduled and couldn’t find the standing orders. We then had to go back, find the payee and dig deeper in Manage Payee. When setting up how the payments recur, we’re forced to scroll up and down for the dates - no options to type or choose from calendar, and then 2-3 more fields to customise frequency if it’s anything other than once every day/week/month/year. Starling needs to copy Google calendar, the drop down for repeated events goes straight to: Does not repeat, every day/week/month/year, and Custom includes how often, end date, how many recurrences.
Spaces in Starling are hidden from homepage so if you divide your bills in one space, groceries and pocket money in other spaces, you’d end up scrambling to find your transaction history without having a good overview where your money went. The search function is also terrible. My friend tried to find subscriptions that they may have forgotten about, but we both struggle to find those payments. There doesn’t seem to be any quick way to filter the search by the type of payments, or it wasn’t obvious enough.
I was tempted to open a Starling account for higher foreign ATM limit, but having played with my friend’s Starling, I wouldn’t want to open an account for the lack of user friendliness.
Standing orders are on the scheduled tab, not sure what you are looking for.
If you mean setting up a standing order then that stands to reason it wouldn’t be there - that’s all your currently set up payments. Few banks have the ability to create a standing order from that screen - even Monzo doesn’t allow you to choose an existing payee from that screen.
I’ll totally agree on scrolling dates though; I hate them. I prefer a calendar or typing the dates in.
As for search I’ve not noticed an issue before; are you typing in the company? Or trying to just find subscriptions that you don’t know about?
I meant finding existing standing orders, and checking if there’s any subscriptions my friend forgot about. Must be due to how previous standing orders are arranged (A-Z?) but we scrolled down Scheduled and couldn’t find the standing orders my friend needed right away.
Tbf I am also biased as I don’t use Monzo functions as in depth, it’s just a secondary account to monitor non essential spending.
PS: I’ve just checked and agree, Monzo doesn’t have as many customisation for scheduled payments.
Yes, I expect that will be the case so even though my friend asked if she should switch away from Starling, I’ve advised to just keep it in case they put an indefinite ban.
I’ve had a look at the new home page, unfortunately the rest of the app is still the same. How do I sign up to be a beta tester? 