'Active' pot for card payments

[trevwmitchell (TWM)]

A toggle switch on each pot, toggle on and that is the pot the card payments come from until it is toggled off… Toggled off = default pot.

[danverbs]

Yeah fair point. Could come in handy for some people

[gmclean]

Scenario: “I’m sorry that pot is now empty, which pot should I use now?”

How would Monzo know the preferred order for pot usage, do I have to maintain that too? So I have to set a preferred pot, then think about the order of my pots as well?

Starting to sound like just as much work as, I dunno, using Pots as they are and transferring money out of them when needed?

[trevwmitchell (TWM)]

I dunno, I kinda see it as very simple in my head, the default pot would the normal top level pot as standard, when I go on holiday and select my holiday pot and use that until i select another, if the holiday pot is empty then transaction declined as would be the normal for any bank account.

Im not a programmer but i see this as a fairly simple and very convient feature and function.

[gmclean]

Fair enough.

I think this is the bones of the challenge here though, your usage still includes a choice ‘I’m on holiday use my holiday pot’ that I personally don’t wanna have to make. Just use my balance and if it’s low I’ll top it up myself.

Maybe its just cos I know I’d forget to set my holiday pot as the default… but as with all these things I guess there are a myriad of usage permutations to figure out.

[Anarchist (Press ‘Help’ search ‘Contact us’ or email help@monzo.com or call 0800 802 1281)]

@trevwmitchell

Im not a programmer but i see this as a fairly simple

Exactly

[trevwmitchell (TWM)]

I’m guessing it’s a bit like

If toggle on then do x
If toggle off then do y

Easipeasi…

[awjdean]

The main voting thread for spending directly from a pot can be found here:

Debit card pot to pay from / spend from pots / pay from pot (Monzo Plus Virtual Card)

Was thinking about my up and coming holiday, currently I am saving to a pot for my spending money with the intension of then moving the money into my main account for spending when on holiday, suddenly I had a thought, wouldn’t it be great if all the pots had a checkbox that if selected would be where any debit card payments could come from, this would allow me to simply click my holiday pot and bang, I’m using that pot without having to move money, keeping everything simply, allowing me to stay…

[Sassymelon (Sara)]

Hi there,

Just wondering if making a debit card/Apple pay transaction or online payment from a chosen pot (without having to transfer money back to the main joint account every time) is any nearer in development?

I have pots for every thing and this would make life a lot easier!!

So for example, I have a petrol pot with a certain amount going in for the month when I get paid. It would be great if when buying petrol I could choose the right pot to pay from instead of transferring money back from the pot!

Thanks