@Errota anks for the suggestions!
We’d need think carefully about rewarding certain spending or saving habits, as @warriner mentions
Fairness and inclusivity are super important to us, so a rewards system that could uphold these values whilst still offering some good incentives to use Monzo would be really cool.
It will be good to explore the possibility of unlocking discounts and special offers at certain merchants where users spend regularly. Targeted loyalty schemes like this are in the long term plan, but there are similar offline activities, in a similar ilk to the Old Street Monzo discounts which we way offer much sooner.