I’m a brand new mondo user but am already excited about it and have spent today changing as many payment and subscription methods as possible over to my new card. A couple of weeks ago I actually started using an iPhone app called “Bobby” which allows you to enter details of your recurring subscriptions including start date, amount, currency and frequency. It then works out your total average monthly outgoings on those and allows you to set up notifications when a payment is due on a per-subscription basis.
My main reason for switching to mondo is that I want to get better control of my finances and develop budgeting skills. It struck me today as I switched things to mondo that it would be great if similar functionality was included. I know the app does show your history with companies you make payments to, but it would be great to have a section where I could input details of monthly, bi-monthly, annual etc payments so that mondo could keep track and let me know in any given month how much I 'm going to have going out so that I can take that into account in my budget. The option of notifications in advance would also be great as I often lose track and end up continuing with things I don’t need because I forget about them. If I could set mondo to notify me [x] days in advance of a payment date I’d be more likely to stop and think about whether it’s really a service and subscription I get value from and want to keep up.
I know I could basically just keep using the Bobby app, but given mondo’s goals it seems like this would be a really great fit to integrate within the service. Once the first payment comes out of my account / balance it could be “linked” to a specific subscription to help keep track of the actual history on payments. This would probably integrate well alongside whatever direct debit tracking / informational systems you guys plan to implement when current accounts go live. Having regular card as well as the DD / standing order information would give mondo important data to become a truly powerful budgeting tool.