Monzo user #30148 since July 2016 and just trying Monzo Plus.
I had a £1000 overdraft wich I have been using and paying off every month and had just done a simulation to confirm that my limit would remain at £1000. I turned off the feature and back again and now the overdraft is not there.
Ofelia had a post telling this so I don’t know what happened.
We won’t take away or change an overdraft you’re using if your score changes.
If you already have an overdraft with us and your credit score changes, we won’t take the overdraft away, and we won’t reduce your limit. But if you reduce your overdraft limit or turn your overdraft off, then you may not be able to increase your limit again if you’re not eligible any more.