I am using Monzo daily but I would use much more features that is available in its competitors if Monzo would introduce them. For example FX trading, Gold/Silver trading, stock market trading. I know there are alternatives (like Revolut, Freetrade etc.) but knowing that my money is in a bank gives me more confidence to put more money and do more operations. These operations are money making machines, Monzo would make money instantly on every transaction and we as customers wouldn’t need to be worried about our money as there is FSCS. Is there a specific reason (other than resources) for not to do it?