I too use the Nationwide Flex Plus account for the last 4 years, and have used the Mobile insurance a couple of times now. Been a member since the monthly fee was only £10, then it went up to 13 
.
Anyways, would be nice if Monzo also partnered up with ‘lifestylegroup’ on a Premium account. Never had to have the expensive Apple Care+ BS.
The car breakdown coverage with the family travel insurance I get from my Amex, so don’t really care about that. Hopefully Monzo will have an Amex integration as suggested here:
As I don’t see myself getting rid of my Amex anytime soon + Monzo could get the Data about Amex usage for their future data clients - as Apple does with Apple Pay using our anonymised data.
Maybe I’d get rid of my Amex and my Nationwide account when Monzo decides to:
- Provide 1.5 points per £1 spent that can be converted 1to1 for Air Milage or traded in for products (love the Amex + Amazon integration to spend my Amex points on the Amazon store).
- Provide access to Airport Lounges by partnering up with Priority Pass or similar.
- Travel Insurance
- Break Down Insurance
- Mobile Insurance (not from Amex)
- Premium deals with Hotels and Car Rental companies.
On the case above, I’d pay Monzo the sum of the Amex membership + Nationwide Flex Plus account fee (like for like). There, I said it. Then Monzo would be my sole financial solution. #MonzoGoals