What does Monzo offer that Revolut doesn't since they introduced the 3% Cash Withdrawals Fee?

Monzo Chat
51

For me what Revolut is lacking is:

  • An EU banking license (which they will get in 2018 Q1)
  • A full Debit Card, apart from the prepaid ones (which may come with the banking license)
  • Option to use mastercard conversion rates (those markups on weekends and on “illiquid” currencies is bullshit and everything but transparent)