I have a question/possible feedback. Some other companies allow you to add a new card to your Apple/Google wallet whilst you wait for the physical card to arrive. This doesn’t seem to be the case with the new joint card, at least not with Monzo (or the TestFlight build I’m on).
If I try to add it to my Apple wallet via the Monzo app, I get an error. However, with iOS 17 there’s now an additional option when adding a card via the wallet app, which starts a flow and allows me to add the joint card to my wallet, before it’s arrived and before it’s been activated.
Is this correct? Should I be able to add the digital card yet or not?
Aren’t credit scores reported based on individual?
So if you have to have a personal account to have joint, it’d be reported on there, no?
Maybe it’s how they’ve set it up to “derisk” the challenges of join account ownership. I don’t actually know how it works at legacy banks but the fintech’s appear to take a different approach.
This is my take too, though I’m not 100% if Monzo do another soft search on joint opened (happy to be corrected), as they’ve already done the search and the risk profile is probs already on the system.
Never been involved in risk, maybe someone will come shed some light.
My Mrs really likes the white joint card so she’s emailed Monzo (again) to see if she can reopen her account. I told her not to bother but she said she’s feeling lucky.
Its is a shame as we would CASS our Starling joint account instantly if things were different.
Hi,
I’ve had a joint account for awhile. I was wondering if any point the option to add another wage coming in to the upcoming incoming transaction will appear. It’s rather annoying that every month I get told I will run out of money cause it doesn’t recognise another wage coming in. Also the new updated version of the app doesn’t allow for the date to be customised. It’s stuck at the last day of each month… not helpful. Thanks
