Using the Card

Hello I have received the Monzo card but how do i use it? Do i need to add money to the card to be able to use it?

I will be using primarily abroad … are there any charges that I should be aware of?

Thank you


You just need to send funds via bank transfer using your account number and sort code as you would any other bank, these are visible to you in the app.

Same goes for spending, there’s no fees for using your card abroad, and you get the MasterCard exchange rate.

You can read more about this here :point_down:t3:

As Monzo is a fully regulated UK bank it works similarly to any other online or high street bank :sunglasses:

Direct debits, FSCS £85,000 protection, Mastercard debit card which can be used across the globe, overdrafts, loans, and flex :muscle:t3: