Using a Monzo Overdraft

[alexs (Alex Sherwood)]

@connorianreilly

I’m using the max they offered me but would like to apply for more.

That’s not an option I’m afraid -

@anon50039658

We give you a ‘shadow limit’ in the background which is the maximum amount you can pick. This is based on factors like your credit score and our internal data about you. You can’t select an overdraft larger than this amount — but we’ll continually review it too.