Hello!
Categories are great for monitoring and limiting expenses. Ideally the user would be able to crear their own categories to funnel expenditures into, which if repeated enough times would automatically funnel their way into that by the app.
However that’s likely too labour intense an option currently, a useful variant would be to allow users to cluster the existing categories into umbrella terms of their own making.
It would allow one to (e.g) put entertainment, eating out, and holidays, into a category group (e.g. Play) and set a limit on total expense there.
It’s not a massive change, I think, and would allow the individual to feel more in control of how they want to view their expenses.
Obviously small print, fantastic bank/app!