Thanks, that’s my fall back, but I’m hoping for a way to avoid ever having to step inside HSBC again!
Keen to avoid looking like I’m handling large amounts of cash as well.
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It’s not so much top ups to the current account, it’s more not wanting to have £500 sitting on prepaid card which I need to burn through before getting to use the current account more frequently!
I completely understand where you’re coming from, (preach the HSBC part!!) but to build the ‘top up’ functionality for the current accounts may require a lot of time/money/energy, especially when it’s for a one off, with many/most people not using it at all.
I really hope it’s super quick to build, and it saves you going into a dreaded ‘real bank’ 
Top ups by card aren’t going anywhere 
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Fully appreciate that. Just curious to see if there’s a clever workaround as part of current account onboarding for balance transfer between prepaid and current account Monzo to Monzo for the same user at this stage, or whether I’ll need to keep that prepaid balance until the full feature ready roll-out!
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I see that they’re here to stay 
I’m trying to understand why there would ever be a need, I’ve never needed to ‘top-up’ my legacy current account, as it is topped up by my salary every month!
No, not initially, sorry! You can still use it for P2P 
But that’s not ideal and so I’ll have a think if there’s anything we can do to help, especially if it’s lots of people.
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Off the top of my head - I expect quite a few people will keep their legacy bank accounts, while Monzo doesn’t offer access to all of the legacy products or because of overdrafts / credit cards / mortgages etc. Some banks are slow to send payments via the Faster Payments Service so if you need to access your money, that’s in another account straight away, you can guarantee that it’ll get there instantly by topping up by card.
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£500 is not in anyway shape or form a suspicious amount of money to be handing over in a bank. Maybe it might look odd if you were personally known to the bank staff, and were frequently in low or negative balance. Also have you been notified of when you’ll receive a current account? Looks as though the initial roll out will be happening over the next 3-4 months from what I read on the current account preview post?
It also not only quicker than some banks FPS (those who are not direct participants) but some banks do not process FPS at weekends so a card topup handy then. It also faster than SEPA should Monzo ever issue IBAN
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I see I see - so you’re referring to using someone else’s card to ‘top-up’ your account, if they owe you money or something, and you’re desperate for it.
Or, making a ‘top up’ from a savings account/different current account, rather than using a transfer, because you’re desperate for the money.
And irregular times for example the weekends :). Awesome, thanks for clarifying @alexs
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I’ve just checked on this and am reliably informed by @anon81776444 that you can ask us to refund x amount from your prepaid card back to your original bank card (it’ll take 5-10 days) and then it’ll be availble to send to your current account
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It would probably make more sense to use Monzo.me for that. But you’re right about the rest 
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Faster Payments I believe can be processed on weekends, assuming the bank in question is signed up to the Faster Payment scheme.
That’s good to know, I’m being a bit naive about cash - I avoid it as much as possible.
Lucky to be receiving it today
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Nice! Very jealous - hope you get on well with it!
Great news 
thank you Tristan
I just searched the thread and didn’t see it asked… Can I add a Monzo Debit card to my Monzo Prepaid account? And top up Monzo with Monzo?
#monzception 
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not all banks signed up to FPS process transactions outside office hours so some it is daytime mon-fri only and not evenings or weekends