I buy my Oyster Travelcard annually. Monzo only supports monthly budget, meaning the app will tell me I’m overspending on each transaction, the month when I renew the Travelcard. Any plans to better support these use cases?
That’s a great scenario to consider with budgets. It could be the same for paying insurance in a lump sum, but calculating it across each month. Or a purchase like a phone - I know people who buy them up front but think of it as a per month contribution to the cost.
Given enough flexibility, I might decide to split the costs for big purchases like expensive clothes - can my costly winter coat be spread across all of my winter clothes budget?