Should you use your Monzo card as your main card?

[rolanddeschain]

These might be interesting reads:

If you haven't moved over, what's stopping you from making Monzo your main bank?

There’s only one thing stopping me from making Monzo my main account: support for international payments. If you haven’t made Monzo your main account (where you receive your pay), what is it that’s stopping you?

and

If you switched to Monzo: Why?

This is inspired by If you haven’t moved over, what’s stopping you from making Monzo your main bank?, although I have been thinking about posting this for a while: As I posted there, there are multiple reasons why I don’t really consider monzo for anything else than odd transactions here and there. Add to that the fact that in my opinion monzo doesn’t really offer anything that my other bank(s) don’t offer. The only thing I can think of is instant notifications, and free withdrawals abroad. Ho…

Edit: While the below is mostly true it seems not to be true in all cases:
Contactless limit is £30, unless you are using Android Pay or (the not yet implemented and no timeline revealed to Apple’s NDA’s) Apple Pay.

For myself, I use Monzo for all my day to day spending, but until this is upgraded won’t have my salary paid in:

Incoming payment categorisation

A small niggle of mine is that the total month spend in the ‘spending’ tab does not include money received from people. I am sure that there is a search function, but it would be useful to either show the total spend AND the overall money out (I.e including money received, but excluding your own top ups). Or have an option to select which total it shows. The reason being is me and my partner both use the card, but when we need to split purchases our budgets are all messed up in the total.