Should Pots balances be counted for overdraft fee calculations?

only if you have enough money in your goal to cover the overdraft that Starling are lending you, but not charging you for because its your money sat in Starlings bank in the goal that you are using in your overdraft, and as soon as the goal goes below the overdraft that you have spent you’ll get charged :man_shrugging::man_shrugging::man_shrugging::man_shrugging::man_shrugging::man_shrugging::man_shrugging::man_shrugging::man_shrugging:

Starling are lending you your money until your money doesnt cover the cost of what you’ve borrowed – they’re not some benevolent aunt ---- arghhhhhhhh :slight_smile: :slight_smile: lol try using your goal money after you’ve taken the overdraft that your not getting charged for because you have money in the goal… lol admittedly the goals do give you 0.5% interest up to £2k :slight_smile:

Monzo tells you this bill will bounce , do you want to move some money from your pot or do you want an overdraft - why would you be stupid enough not to move your money from the pot ??? :man_shrugging::man_shrugging:

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