so you’ve spent your £500 overdraft , do you get to keep the £500 in your goal ( on a sliding amount not earning interest ) until your overdraft becomes due ?
or is your goal amount reduced as you spend your “overdraft” ?
I presume it doesnt reduce ? - if it does get reduced from your goal as you spend your “overdraft”, its not really an overdraft you’re spending but your own money isn’t it ?
not trying to be belligerent, never having used the Starling overdraft facility, just trying to understand it 