Should I pay in local currency or pounds (GBP) when I use Monzo abroad?

[nexusmaniac (Marcus, Backend Engineer 🛠️)]

Reminded me of this amazing post from @Avishai

Nice one @bea

Dynamic Currency Conversion with examples - guide for travellers

Dynamic Currency Conversion, DCC - biggest enemy of any Monzonaut! Confusing screens , double negative questions , sometimes even three screen prompts to select DCC can really make it difficult for good Monzonaut to steer clear from DCC. I haven’t seen an example where ATM or POS with DCC offered better rate than Monzo (fees included). Even with planned ATM withdrawal fees, rule of thumb - Monzo is better and will be better because…