Sorry, I meant the whole procedure feels quite dated after the instant opening of fintechs (and even HSBC, who did everything in a couple of days).
The app’s not bad at all, from what I remember with Nat West. I haven’t downloaded the RBS version yet, though. I’ll wait for the card and card reader so that I can lift the restriction.
Thought I’d try the RBS mobile app anyway but it won’t let me because I’ve changed my mobile number in the last 3 days No, I re-entered my mobile number because you asked me to during digital banking registration!
Yes the mobile number confirmation, which triggers a change to your mobile number in the system is a daft bug. Happened to me at Ulster. You just have to ride it out.
The NatWest app goes offline every night so I presume the RBS one does too. I suppose they have to clean the hamster wheels that power the servers at some point.
RBS have probably the best app of all the legacy banks, for ease of use and functions. Feels like their online and telephone banking is some of the worst as a trade off though.
Laughing at some of you acting all shocked that high street banks are still basically running on core systems which are 60 years old and need to be switched off and on again every day.
I finally managed to get my issue with RBS resolved about them performing a hard credit check at the start of their application process. (See here for original post). I finally managed to get a complaint handler to call me back and they agreed to remove the hard check and overrule the original decision. It helped that I had attempted to contact them many times and they failed to call me back every time I think. So, now I’m just waiting to see if it does get removed.