Itās actually way more like OCPD than OCD, anal retentiveness it used to be called
Iām sitting here with my OCD unsure of everything around me and not sure whatās me or whatās it or how Iām managing to do anything. It attacks every moment I exist right now. It very much sucks
Edit: if Monzo makes something called an OCD pot then I can no longer support you guys at all, Iām sorry 
This is a great idea. Thank you so much mate
Awesome! It doesnāt really affect me (as I pay most things by credit card), but good to see itāll benefit other users.
Right, now I need a āBills Jarā and have my direct debits automatically paid from certain pots for bills. Now this would really be cool.
Set mine up this morning, thanks Monzo! I just need to work out a system which doesnāt require me adding two transactions to YNAB each timeā¦
Omg! Thatās exactly what Iām doing 
How are you doing it? Do you have your extra account set up as an account? Or do you have a category for it? I do the latter. So once once the money has gone, its not in my budget and Iām not tempted to spend it 
Also, I actually like the fact that itās hassle doing it as two transactionsā¦ Makes me think twice about spending on my card 
Iām not sure how Iām going to do it actually. I have a pot in Monzo which I have listed as a āSavings accountā in YNAB.
I think Iāll add transactions and then ātransferā the remainder into a new category and then move the total at the end of the month to the āSavingsā account so it all ties up. Not sure if Iāll get too OCD during the month with the totals not being exactly the same though lol!
Definitely agree though, will make me think twice about spending on the card (probably not a bad thing!)
Haha Yeh, Iām just going to take the hit and spend the time doing it every day
My totals have to be right. Closest Iāll ever get to having an OCD lol
I realised I was a penny out the other day. It took me a while!
Oh man, Iāve been there. Agonising over a weekās worth of transactions trying to find one pence lol!
YNAB is super though, best $50 Iāve spent in a long time (fee-free thanks to Monzo lol)!
Itās the best money I ever spent. I signed up to it over 10 years ago and Iāve used it since. I couldnāt live without it, tbh I really donāt know how people do.
I actually sat on 3 live streams over a few nights until stupid oāclock, just to learn to use it properly. It was good times actually
It is heartbreaking when you have to give up and make a reconciliation transaction
Haha good old Monzo 
This is a pretty fun and cool way to phase something in, if that was the intention!
Thanks, we thought so too. We like to keep our community āin the knowā and itās nice for us to be able to clue you all in on something before the official announcement 
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Quick question - does rounding not work if the userās balance is less than Ā£10 before the transaction or will it also not work if itās under Ā£10 after the transaction?
I have always thought about the āself insuranceā with a phone. But considering phone insurance is about Ā£10 a month, instead of about Ā£30 āSelf insuranceā that you propose. Plus I break my phone on adverage about once every 6 months.
So on balance I reckon proper phone insurance is probably for the best, I have just never got round to sorting it out.
I think it varies in individual circumstancesā¦ Iāve claimed on phone insurance once in my lifeā¦
And it would have cost me about the same as my excess to pay to get it fixedā¦
You definitely benefit from good insurance.
Iāve had mobile phones ever since Orange started in the U.K. Iāve lost one, and broken one out of about 15 different models. Insurance would have been a waste of money for me.
Absolutely loving that this has been added. Just activated it and will be cancelling a similar service I use in favour of this.
Iāve just had my first experience of this
It actually works really quick and shows up in EMMA
I honestly love it. I canāt save much. So this is the one from now on.
Iāve already saved over Ā£3 and it hasnāt really made any difference to my accountā¦ (well Ā£3 difference, but you know what I mean)
Weāre happy to official announce Coin Jar! 
Get all the details here:
