Revolut Chat

Not strictly speaking. These are the fees for the Metal plan so it goes without saying your first card IS the metal card.
So this does not make sense stating your second card is free unless your first card was metal. On this plan, your first card is and will be the metal card.

Should be rephrased - metal fees - 2nd card - Only plastic cards are free as you have been issued with your free quota of 1 metal card on this plan, or something along those lines.

son is happy with the yellow - he’ll add a basketball or some custom stuff on it later before I order it.

Used my new plan overseas already and got £1 cashback with 2 transactions (1% outside EU
).
So 12.99 now down to 11.99 fee
EU cashback sucks though!

Gold or Space grey is now the question

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Eurhh I’d love to see the gold in person, or lavender as that also looks nice.

Chosen the Gold. If I can cover most of the monthly fees with cashback and interest on GBP and USD savings faults I’ll stick with it>
I’ll give it a month or 2 to see how it goes before I downgrade (if I do)

Way back in the day I had a Barclaycard gold and really liked it so this swayed me towards the gold also

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Images when you get it please :pray::joy:

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Soon as my son chooses his teens design also I’ll order that

last night he was too busy sticking his Qatar teams in the album after buying another 10 packs!!

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The other end of the budget where it forecasts your anticipate spend in £ Vs the other that only showed where you might land up.

@coffeemadman

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I’ve been a free user for 4 years now - use my account all the time. Including Monzo and Starling.

Curve almost ditched now because of the new tiers and pricing.

Time to support Revolut with a subscription and have a nice metal card - don’t want them to go under.
I mean if you can pay off half of the monthly fee then what’s 6 pounds or so?
A pint of good ale? (if any pubs are still managing to survive!)

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I use it mostly for spending, I tried the direct debits but as I only tried one, Three, it showed up the night before, labeled H3g and thought it looked tripe :joy:

Maybe others look better, I’ve just no easy ones to move to trial.

One huge win, would be the ability to assign a card to a Pocket/vault, either physical or virtual. Even on Plus for £2.99.

Also multiple categorys on a transaction.

My free account comes with .75% interest in the vaults too.

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I will be honest until they get a real banking license in the UK they are a non starter for me.

Its not just the FSC protection its more that they actually comply with UK banking rules as well.

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I know, just looks naff whereas every other bank has allocated the correct name. What happens when Vodafone take over in due course? :joy:

Oh…

Starling and Monzo for sure Three. Maybe even Santander some time ago? Not 100%.

Voxi also shows as Vodafone on the active card checks, which is true, but Monzo refers it as voxi, not sure on Starling, can’t remember what it said the other day.

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My voxi payment is due tomorrow so hoping it pulls the right sat, maybe after it settles.

Revolut said they get their merchant data from Google and it’s not possible for them to amend it themselves :roll_eyes:

All funds in vaults are FSCS protected up to £85k as standard, the funds aren’t held with Revolut.

Only those in your main account, but who’s keeping so much there anyway without thought.

What other rules out of interest, do you feel Revolut don’t comply with?

I mean they do things to try and safeguard but it certainly isnt the same as FSC protection.

EDIT: Oh vaults are a bit different as at least in that case you are the account holder with the 3rd party bank?

They have been trying to get a UK license for what feels like an age and its not here yet, that to me doesnt inspire confidence sadly.

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That’s right. They’re held by Allica bank? Let me check

Does feel like a long time. Monzos took a year I think?

Revolut put their application in Jan 2021 and still waiting :upside_down_face:

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What’s this about :eyes:

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:flushed::relieved::wink:

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If you go to open one it gives you all the relevant documents before confirming.

It’s just a savings account essentially. Can’t have bills paid from them, can add money in frequently ie set a regular payment in, though can’t set recurring payments out, just as and when.

Pockets work like pots at Monzo. If no funds available, they’ll take from the main balance instead.