Prioritise payments over pot deposits

Yesterday I set up some scheduled deposits into my pots to repay some money I withdrew. They were scheduled as I was waiting for a savings withdrawal that would take a day.

This morning I noticed a train payment didn’t go through because the pot deposits were prioritised, putting me in overdraft and declining the train transaction.

Monzo should absolutely prioritise actual transactions instead of pots and not put you in overdraft for it.

This is almost definitely user error?


Now that you mention it that sounds more likely…