On and off there has been some discussion about Premium accounts and should Monzo have them or not.
Original thread: Premium current account
It has also been mentioned in a variety of posts and Monzo, while not initially planning on it was also interested to see what we (the users thought).
So without further ado… I raise the topic again… hopefully with a bit more traction 
(both for and against).
I’m largely in favour of it. I currently have one with RBS which provides a few benefits (£20 a month)
- Travel insurance
- Mobile phone insurance
- Breakdown cover
- Taste card
- National trust for Scotland passes (going to be removed soon)
- Travel discount (also going to be removed soon)
- 2% cashback on certain direct debits
We also see that N26 offers, which it charges (soon to be around) 10 euro’s a month (for black, haven’t touched on metal))
- Mobile phone theft protection,
- Travel Insurance
- ATM theft protection (not really sure what this is)
- Extended Warranty, Purchase Protection
Other banks offer these accounts… largely with the same features.
But should Monzo do it? If the price is right… I think so, i’d be interested. As a mobile, internet only bank, having mobile phone insurance would be common sense for the user. It could also be another way for Monzo to make a little bit of extra revenue.
If there was an option for a metal card (that isn’t Hot Coral) i’d be willing to sign up to that as well…
But this is just me… what does everyone else think?