Pots - Feedback Thread 🍯

[cookywook (Richard Cook)]

Hey again everyone! Thanks for the feedback so far. Here’s some comments from us.

@anon61087081

A goal option might be useful - RBS/Starling and I’m sure various others do it, can help motivate people

You might want to check out the work we’re doing on Redesigning Spending. Goals will fit more into that than Pots.

@anon61087081

I’d like to see an option for a pot to essentially be a “change jar”.

We definitely want to do this. There are some tricky edge cases to consider, but it’s in our plans. So, watch this space

And this fits in with…

@anon72173902

I get paid 21st and will always have money left over, I want that money to be moved over to a ‘savings pot’ so my balance is what I just got paid and then I want from that all my bills to be auto moved to a ‘bills pot’ then bills auto paid from that pot and so I am left with a final pub spend fund then next month it does the same

Or, as lots of you have requested, rules for Pots.

This is something we’re definitely interested in looking into. Whether that’s a very simple “if-this-then-that” approach letting you set up custom rules, or more advanced options for setting up standing order arrangements, we’re exploring all approaches.

Rules for Pots is still under Medium Term on the Roadmap. And we feel that’s still accurate.

@zombi

Also agree with the DD etc… straight from a pot.

Likewise, Direct Debits coming out of Pots would be great. We think there’s huge potential there to help with your day-to-day budgeting. We’d want to do as much of this as smartly (or ‘magically’) as possible, by identifying your recurring payments. So stay tuned.

FYI, we previously worked on this as an FCA Hackathon a while back:

Money and Mental Health

@zombi

Increase the number of pots from 10.

We’re not planning to increase the number of Pots you can have. We’d have to figure out a new solution to handle this in the UI.

But maybe you could let us know what you’d like them for? We’d love to hear your particular use case.

@terryharman

Allow a custom image for the pot

Probably not. Hosting custom images opens up quite a few new complications. (Do we let you upload ANY image as a Pot?). If we were interested, we’d rather increase the number of default options or integrate with some kind of library instead.

@terryharman

To be able to sort / re-arrange pots

This isn’t a priority at the moment. But we’re open to the idea of sorting options (by value, most recently added, etc.)

@Rob3

Interest

We’re thinking about it. But there’s nothing to announce.

@Davera

the ability to share a pot is essential

One thing we’re thinking about is having control over the permissions for your Pots, and then sharing them with other people. Eg. you could have a Pot that other people only have “Read & Write” access to, so they could see it and add money, but not withdraw it. There’s a ton of possible use cases for these, so we’ll see what we can come up with…

@ASKendrew

Is it just me or does the ‘create pot’ button on the target page seem random?

Agreed! We’ll try to fix that soon.

@stampycode

Transfers between Pots

We think that’d be neat. Having to withdraw to your main balance to re-add to another Pot isn’t ideal.

@Hilly

Ideally each pot would have their own sort code and account number.

We wouldn’t do this. We’d need to create new bank accounts for each Pot, which would mean a lot of work on your side. We want Pots to be easy to set up and start using right away.

@fruityseb

I’d love the option of a single pot accessible to be locked for 30 or 60 days and collect interest.

Again, we don’t have immediate plans to add Interest. But locked Pots is something we could look into.

@sammu.el

Would love to be able to add notes to Pots

We’d love to hear more about this. Right now, the name of the Pot is meant to be how you keep it organised. What kind of notes would you be interested in adding?

@geminii

Not sure if I am missing something but is there some way to see a breakdown of when you have added money and how much to a pot.

Not right now. But rather than having some kind of feed for Pots, try using the Search in your main feed and looking up the Pot’s name. That should give you a list of all the money you’ve added or taken out of a Pot.

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I hope that gives you some idea of where we’re at with Pots. There’s not much to announce just yet, but we’re excited about the possibilities for the future.

Right now, we’re still mainly focussed on the current account (things like CASS) and the Overdraft. Pots are still on our Roadmap though, and we’re got some very cool things coming very soon. So keep an eye out…