Relatively few out and out grammar errors for this type of thing, as it happens:
- the first word after every comma is incorrectly capitalised.
- “Monzo Online” instead of “Monzo Bank”
The second paragraph is a load of nonsense. Vague mention of benefits giving you value for money? It’s a bank account, so unless you have Plus you’re not paying anything for it anyway.
Big flag should be “your Monzo Online account security is set to expire” because the question you should be asking yourself is “Why would my bank security expire? Is that not a bit weird?”
Other question you should be asking yourself is “Why wouldn’t this be a push notification in the app if it’s legit?”
So while they’ve made a decent effort at passing it off, it doesn’t pass the smell test for me.