Persistent note or hashtag across recurring transactions, both card and direct debit (previously: Direct Debit additional and identifying notes)

Feedback & Ideas
1

Hi all. I’ve got something peculiar to suggest about identifying direct debits for what they’re actually for rather than the company name, as sometimes they don’t tie up. Let me give an example:

I have a Post Office credit card. The Post Office is not a real bank/credit company. They’re basically selling Bank of Ireland credit cards but with Post Office branding. Setting up a direct debit to pay off some/all of a Post Office credit card actually creates an instruction from “BANK OF IRELAND CR CARD SERVICES [sort and account no]” with a reference number of your card number.

The peculiar thing I want to suggest is being able to add a note (or even just a hashtag) to a direct debit so that, whenever it’s “activated” or whatever, the transaction feed item has the note I gave to identify it, e.g. “Post Office Credit Card” or even just “#CreditCard” as that’s far more useful. This means I could also identify my monthly direct debit to Odeon for my limitless subscription with a #limitless compared to whenever I buy food/upgrades actually in the cinemas themselves.

In short, it would be ace if I could add a note or a hashtag to a direct debit and it be applied to all applicable transactions, past, present and future.

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2

This’d be super handy for recurring transactions - set a note on the recurring payments screen, then it appears every time that payment / direct debit happens.

I thought we’d get that as part of the big list, but apparently not :frowning:

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3

Ooh, that’s a good point. If you’ve got multiple recurring card transactions from a single retailer, you could assign a note to them to identify them! I was only thinking of direct debits, but recurring card transactions would also totally be worth it! Thanks for that :smile:

I’ve updated the title to broaden the scope to cover both types of transaction :slight_smile:

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4

This is something that I didn’t know I wanted until now :+1:

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5

I would love this to be able to add notes to direct debits when I have multiple direct debits for the same company. Eg. Both my wife and I have our phone contacts with the same provider and is love to be able to add a tag to each transaction reminding me worse contact this one was.

I believe the third party sets a reference on the transaction but if my custom note could be appended/prepended to their reference on the feed that would be amazing

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