If you go to the home screen you will see an option to edit which pots are shown in your app (a little pen icon in the top right of the screen)
You can hide pots if you like so that they won’t show up until you un-hide them again.
Our Instant Access pots support locking. It’s not the same as a delay, but it might help you out if you just want to introduce a bit of friction to withdrawing from the pot.
Is the pot classed as a separate account or just like a regular pot? So will a soft search be pulled and will it have its own Account details like some saving accounts do?
On the hiding/unhiding - yes someone else pointed me to that. The way it’s implemented isn’t ideal (see here for what I mean by that) but is better than nothing.
Ability to lock a pot doesn’t really address my concerns regarding access unless there’s an option to set a delay on unlocking.
@andrew_fishy I don’t think that addresses the question I asked. You can inform everyone about increases and decreases without everyone being on the same rates.
My bet (and hope) would be that Monzo would maintain a consistent rate for both existing and new customers. Different rates sounds like a marketing headache.