I’m sure pre-authorisations are known to the bank so I don’t see how they couldn’t just exempt them from a roundup.
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Would it be that with Monzo they show up as a pending charge rather than a authorisation hold and Starling show them as a hold so can exclude them? Perhaps? I don’t know I’m just spit balling 
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I’m sure monzo also knows a hold, but possibly not designed the app to ignore them.
First direct for example, charge and reverse 1p for apple wallet auth. If that happened with monzo they wouldn’t exclude it being <£1 without additional efforts to code and ignore.
Resulting in people complaining 99p has disappeared to roundups and 
as majority of customers wouldn’t understand.
Some of the above may be technically incorrect, but hopefully understood.
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This is pretty much what I meant, the app isn’t seeing it as a hold but as a pending charge
Which is why they choose to ignore them for this reason
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I remember when Flex launched and trying to explain refunds to Flex/bank account was an absolute challenge to the majority.
I’m sure this would also go down like a lead balloon 
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A post was merged into an existing topic: January Removed Posts 2025
Wow. Posts removed for being vaguely off topic…
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The art of conversation must be on Pots.
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I picked up some stunning ones from B&Q over christmas, some geraniums will look great in them come summer!
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I hope you saved on them x
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They were actually free!
(Anything is if you run quick enough)
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I live near Birkenhead, I did always wonder why everyone’s moving so quick 
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That’s more isn’t it? It’s gone down .25% but Monzo are going down .35%?
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Got 4 savings pots directly with Monzo, plus 4 third party, and 1p challenge.
So far, i’ve only had an email that mentions my 1p challenge pot being lowered by 0.25%p. Also had a drop from a Paragon pot a few weeks ago.
So far, nothing about the other 3 third party ones, or for my standard Monzo provided savings pots.
I know it’s still early in the day, and I am expecting them, but we shall see.
No they’re definitely coming starting today. The other half has had one for penny challenge and a second for the other savings accounts, while I’ve only had the first email.
Yup, just had it. 
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Do Monzo advertise the savings pot as a base rate tracker? If so, then there is nothing wrong with them increasing it immediately. This is exactly what you’d expect really.