✅ Offer credit card 💳

[awjdean]

I think this has been implemented with Monzo Flex:

Introducing Monzo Flex – a better way to pay later

Hey everyone We’ve got some really big news… Today we’re launching Monzo Flex! A few of you (ahem) guessed a couple of weeks back that something new might be coming. And you were absolutely right Monzo Flex lets you spread the cost of purchases over 3 months interest free, or over 6 or 12 months at 19% APR (variable). If approved, you’ll get your own credit limit that you can use to flex, all in your Monzo app. [Flex_Blog_01] You told us the problems you …

Especially since you can now have a physical Monzo Flex card:

Help us test physical Flex cards

We’re rolling out physical cards Firstly, thanks for helping us test the cards. It helps us get really quick feedback and spot any bugs. You probably don’t get to see it as you already have the features, but we’re able to update journeys and words in the app really quickly and the product is undoubtably better thanks to your feedback. We’ve wrapped up the physical cards test and I’m excited to say we’re going to roll them out to all new and existing Flex users. From today we’re …

And Monzo Flex is processed as its own card:

Introducing Monzo Flex – a better way to pay later

Behind the scenes – Migrating to Direct Flex I thought I’d give you a little bit of behind the scenes info on how Flex works and some changes we are making. Today, when you make a transaction on Flex it’s actually processed with the current account as an intermediary. By initially building Flex in this way we could re-use more of the customer support tooling, dispute processing and other functionality of the current account. The processing looks like the following: [Indirect Flex Virtual Car…

Might be time to mark this topic as Done ?