✅ Offer credit card 💳

[SouthseaOne (Michael)]

@j06

In reality, credit cards are basic, they all do the same thing within a limited feature set, and I can’t see how Monzo can being anything new to the credit card market.

I think this earlier comment is relevant:

Why we’re lending

The argument about using a credit card is meh - it’s all software at the end of the day, there is no reason why I should have another card, an account with another (legacy) company, etc just for the off-chance I make a large purchase if Monzo can do it. If Monzo does this right (it does need a way to arrange the loan in advance though) it will eventually negate the need for a credit card which seems like a good thing to me.

Maybe credit cards is something we should be moving past rather than towards