Nova Money Planner - Q&A

[Sam.Abrika]

@Revels The web app is fixed - could you retry?

@alexs

I think I’m just trying to use the feature in a way that’s not intended so I won’t worry about that for now.

I do like the way it’s designed to be integrated with Accounts chart. I can see why it’s useful to set a date for the goal, although if I keep missing it then obviously I’m going to have to update the target date.

One of the goals (no pun) is to help people realise the impact of their spending towards their goals. For example overspending may delay a goal by 1 month, 2 months, etc… Hopefully, it also shows the value of saving money for what’s meaningful.

@alexs

By the way, it’d be good if the app remembered which category I personally applied to a merchant’s transaction and applied the same category automatically going forwards (this mirror’s Monzo’s functionality).

When you recategorise a transaction, Nova always asks whether you can to recategorise similar transactions. If you answer yes, it will automatically do it going forward. Isn’t it the behaviour you expect?

By the way, do you still want to track your goals progression through the Accounts chart, or are you happy with the circular charts in Goals?

[Rat_au_van (Em)]

I’ve just tried and it’s working. Looks really nice

[o99]

Why isn’t Nova Money listed as an AISP on the FCA website?

https://register.fca.org.uk/s/search?predefined=AIPISP

I assume it must have appropriate approval for banks to give access to their APIs. Does this not require registration as an AISP?

[Sam.Abrika]

@o99

I assume it must have appropriate approval for banks to give access to their APIs. Does this not require registration as an AISP?

Nova Money Ltd is an approved AISP agent of TrueLayer and registered with the FCA. We wouldn’t be able to access the Open Banking APIs if we were not authorised ;).

@Rat_au_van

I’ve just tried and it’s working. Looks really nice

[Dunsford (Colin Robinson)]

@Sam.Abrika Would be useful if it could display the Notes field from Monzo to aid if I want to change the category?

Ps Would like a category for Entertainment

Edit: This bit doesn’t seem to be working correctly?

I’ve selected the option shown because the drop down doesn’t show my current tariff (Redwood).

Ps this is with Green.

[Dunsford (Colin Robinson)]

More - selecting Broadband here only brings up the Energy options:

[alexs (Alex Sherwood)]

@Sam.Abrika

When you recategorise a transaction, Nova always asks whether you can to recategorise similar transactions. If you answer yes, it will automatically do it going forward. Isn’t it the behaviour you expect?

Yes it is, I think the app sees Amazon as multiple separate merchants so maybe that’s why it didn’t work as expected.

@Sam.Abrika

By the way, do you still want to track your goals progression through the Accounts chart, or are you happy with the circular charts in Goals?

How would it look in the Accounts tab?

[Sam.Abrika]

Hi Colin

@Dunsford

@Sam.Abrika Would be useful if it could display the Notes field from Monzo to aid if I want to change the category?

Yes that would be really a good user experience. We could easily do it if Monzo includes the transactions notes as metada in the Open Banking APIs.
team, if you’re reading this, can you please share the suggestion to your engineering team?

@Dunsford

Ps Would like a category for Entertainment

We called it Fun - it’s shorter. Did you find it?

@Dunsford

Edit: This bit doesn’t seem to be working correctly?

I tried this morning with Green and it seemed to work. Could you retry? I’ll escalate the issue if it persists.

@Dunsford

More - selecting Broadband here only brings up the Energy options:

You’re right! Thanks for reporting the issue, this one should be an easy fix.

[Dunsford (Colin Robinson)]

Found the Fun, still trying to find my way back to the Reduce my Bills section.

Edit: Found it - Track > Bills > Botton of the page.

[Dunsford (Colin Robinson)]

@Sam.Abrika

I tried this morning with Green and it seemed to work. Could you retry? I’ll escalate the issue if it persists.

Still issues. Here’s what I’m using:

Starting here:

Not formatted correctly for my screen - should look like this?

Apply these options and then try find my tariff (Redwood):

Another badly formatted screen and Redwood isn’t listed.

So select the ‘I’m not sure’ option and hit enter:

And that’s when the error happens (with another incorrectly formatted screen)

Should look like this:

Think that covers it?

[RogerB]

On Web App I am struggling to connect to First Direct. Known issue?

Email verification has timed out. R-

[Sam.Abrika]

@alexs

I think the app sees Amazon as multiple separate merchants so maybe that’s why it didn’t work as expected.

True. Amazon has several legal entities and uses several merchant identifiers. It depends if you buy from Amazon marketplace, etc… We can try to unify that in the future.

@alexs

How would it look in the Accounts tab?

I was referring to our conversation where you liked to toggle on all your accounts in the Accounts chart to track your savings progress . Do you still want to do it after a day of use, or are you happy tracking your goals in the Goals screen?

[Sam.Abrika]

@Dunsford awesome, I’ll share that with homebox so they could fix it and will let you know.

@RogerB That’s possible, the web app is at an early stage. This was required many times so we mostly want to know if it’s something that people really want to use before we invest in making it as good as the app.
Have you tried to connect First Direct through the app?

[alexs (Alex Sherwood)]

@Sam.Abrika

True. Amazon has several legal entities and uses several merchant identifiers. It depends if you buy from Amazon marketplace, etc… We can try to unify that in the future.

Great!

@Sam.Abrika

I was referring to our conversation where you liked to toggle on all your accounts in the Accounts chart to track your savings progress . Do you still want to do it after a day of use, or are you happy tracking your goals in the Goals screen?

Ah I see, I would still like to keep all of my accounts switched on in that chart tbh because the line graph gives me a good sense of whether my savings are growing / decreasing over time and by how much.

[RogerB]

Not yet. It’s on my list for tomorrow. R-

[RogerB]

OK - trying to connect to FD. Just waiting [and waiting] for spinning green wheels to stop.

EDIT: Gave up after 5 minutes. Will try again after coffee.

R-

[RogerB]

If I ignore the spinning wheels I get connected to FD but with no route forward. No idea what to do except cancel the attempt. Any other ideas? R-

[RogerB]

Subsequent attempt also failed. I removed the app and reinstalled it - same outcome. App removed. R-

[Sam.Abrika]

Sorry for the inconvenience. There seems to be a problem at the moment with FD and HSBC. I’ll report the issue to Truelayer.

[Sam.Abrika]

Update: we released the version 2.18 that simplifies the Track screen, ads an Academy section in the Profile screen and fixes some bugs.