Hi @Naji it seems a backward step but including the transaction date as a separate piece of data with transactions would be helpful as you move to debit card. With TFL the transaction date is detailed in the note on the transaction but this can be lost if you edit the note.
Current accounts aren’t real-time even if you don’t issue cheque books. (hope you don’t as we don’t need tech from the 1880’s!) so the beauty of the pre paid card is going to be lost.
That means credit risk and balance uncertainty for customers as transactions hit accounts via direct debit and standing order.
The ability to look forward to the standing orders and direct debits hitting the account tomorrow and in two days hence will be key.
That’s not difficult indeed HSBC has been able to report up coming direct debits due tomorrow for over 25 years. They just don’t provide the data in their app.
Exciting times!
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