New top ups vs BACS

[Feathers (MikeF)]

@Tristan’s word on this from the linked thread:

Reducing the cost of debit card top-ups

Nope! That’s totally free for us @jonas has informed me I wasn’t quite right (as usual). It costs us a tiny amount to receive payments, but it’s v small (like, pennies small). So close enough!

(with a note that, in the original, the bit about being totally free has been crossed out)