Please could you clarify that the existing bacs top ups still do not cost Monzo anything as compared to the new types of top ups just announced? I’ll use the type most effective for Monzo. Thanks Sasha
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From what I understand the top-up option is the most costly for Monzo so they would prefer the use of BACS where possible.
This link might help you understand more:
https://community.monzo.com/t/reducing-the-cost-of-debit-card-top-ups/28702
@Tristan’s word on this from the linked thread:
(with a note that, in the original, the bit about being totally free has been crossed out)
Thank you James. I can’t always find the info. The forum is a bit too sophisticated for me sometimes!
Sasha 
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