While I like the idea, lots of people donât lock their phones. This makes a huge security problem if someone is pickpocketed.
I really think there needs to be another barrier to getting this kind of information, when given the choice of security or convenience, most people tend to go for convenience.
wouldnât you need to know a few of your personal details though ? 
- "Version 1.5.4 of the Android app is now in the Google Play Store, featuring I forgot my PIN. Just tap the new button on your Card screen and fill out the details the app asks for and weâll send your PIN to you immediately. "
You do need to provide your DOB in order to get the PIN sent to you, so that provides a (weak) layer of security there.
@Andy1 You need to firstly verify your identity to get the pin reminder and secondly they would need your card to pay. I believe if you lose both than the thief doesnât need a pin to go shopping (contactless).
Date of birth is on Facebook, which is probably logged in on most peopleâs phones. Iâm thinking more of a barrier you canât get past by having someoneâs device.
Lots of people keep cards in their phone case. Plus contactless is limited to ÂŁ30 at a time, with this system someone can grab then go draw out hundreds.
donât keep your card in your phone case - all you seem to be saying is people arenât going to secure their phone , Theyâre going to keep their card with their phone , but I donât think the security precautions monzo are offering are good enough âŚhmmmmm to some extent its up to users to take sufficient security measures to protect themselves rather than totally rely on Monzo to accept responsibility for their choices
I donât, I also lock my phone. Iâm not worried about me. As a said in my initial reply âwhen given the choice of security or convenience, most people tend to go for convenience.â
I think you donât lock your phone it is kind of your own fault as well. Especially if you worried about something like that I would suggest locking your phone.
100% of people I know lock their phone (who have the option on their phone) 
I still have a friend with a flip phone.
Sorry to distract away from the security discussion ⌠I appreciate I may be missing something here, but how do I see the new âmonthly spending reportsâ to have a play and investigate 
? Are they something that only appear at the end of a month? I donât see anything new in the menus?
I was thinking the same thing, canât see this?
Donât apologise, the thread is âInstant PIN Reminders and Monthly Spending Reportsâ so your question is totally on topic. Itâs a good question too, I have absolutely no idea. Perhaps @Naji could weigh in for you?
Spending reports get sent out usually on the 1st of the month 
I donât believe previous ones will show in the Android app, the feature isnât backdated AFAIK.
Oh yes it is 
If youâve been using your card for at least 1 calendar month you should see the feed item on the 1st of the subsequent month.
Color me corrected!
I was looking back through my history on Android and didnât see it
This monthly spending report feed item is quite useless, I have to say.
Android already had âSpendingâ thing that showed monthly spending (either up to todayâs date or for full past months).
Clicking on feed item (one from 1st March) just showed me splash screen⌠and after clicking button it went to Spending tab anyway.
Itâs useless item in the feed, because I can access it anyway - and quicker just from different tab. Only difference is one new screen which is hardly anything special.
What will be added there in the future? I understand that Rome wasnât built in a day, but releasing this with big name âMonthly Spending Reportsâ seems a bit meh!
Will the monthly spend report be coming to iOS? Iâm a new user here and havenât been able to find it around⌠Looks very useful!
I think it will pop up once you have used :mondo: for a full calendar month.
Sorry to open up an old thread. Im just wondering if it is in the works to bring the same budgeting tools from ios to android. This seems like probably one of the most useful features available from any bank. Now that monzo is a real bank and will be bringing in more account features it would be a huge shame to see such a vast difference between the devices grow wider. My partner has ios i have android and seems that you have somewhat left android floundering with pretty basic features 
but i still say i love you monzo please dont hate me for wanting this. Ive always been terrible with money so being able to lock my budget in so easily etc really will help me to such a point that im considering buying an iphone or ipad just to get those features!! Haha. Im sorry for rambling now but would it work to set the budget on my partners iphone then it will still alert when i re login to my phone?