Does anyone know the rules around NatWest reward accounts and switching between account types? I had reward platinum on one of my current accounts and switched it back to a normal select account last month. I now want to convert my other select account to a reward account as I’ve switched a Santander account to that. I used the online form but had an email a week later to say they couldn’t action the account change I’d asked for. Perhaps I need to wait a full month before trying to get a new Reward account…
A statement possibly needs to be produced inbetween? Not sure though.
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Yes, I was about to suggest that. Though only for EUR where as at least Barclays does USD.
Wonder if they’ll expand over time to support other currencies?
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Yes, only less functional. €200/month rather than £300/day free.
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Not very transparent, eh NatWest?
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Ouch 
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I’m not really surprised. At that rate, for £1, it works out the same as before (normal mastercard rate + 2.75%):
Can appreciate some people might like the budgeting aspect of it, but otherwise it’s more complicated and worse value than other no-foreign-fee cards.
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Basically a less functional and more expensive version of Starling’s Euro account.
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I’d just apply as a new customer, after all that’s what we do when we’re using the “old form” for a Child & Co etc so there’s a parallel there. They’ll mostly likely match you up with your old profile.
Also got the update, but not travel account in the app, which is almost certainly because I’ve got a Visa debit card.
I’m Mastercard and no joy.
Same for me
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What are the benefits of this over just allowing fee-free use of your debit card from your main account? Not sure why some banks are going down this route rather than the Monzo/Starling route.
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Hopefully one of the bigger banks goes down the fee free route so the rest are encouraged to follow. With First Direct going down this route, it seems HSBC is likely to be the most likely to do this
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HSBC both offer GMA and Zing so they may not offer fee free international on main card.
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Some (often not reliable) newspapers reported HSBC was planning on introducing fee free spending to their main cards so it seems they aren’t against it, even with Zing.
