So I had a large payment come from an unknown source, (unknown to Monzo, known to me).
My accounts still in place and not been closed. 🤷
Who knew if you just operate your own bank account as your own and do nothing dodgy then you’ve nothing to worry about.
To be fair I was a bit like oh no here we go. Is it going to get closed, after all the horror stories you read, even though you really know the vast majority of stories are made up or exaggerated, it still sows that little bit of doubt.
The payment did get blocked from the sender’s bank last night and they sent a text this morning asking them to get in contact. Checks done and money released.
So to anyone ever worrying about things like this, a heads-up that it’s not all bag. I certainly did a bit of worrying until the notification arrived.